Select Page

Ready To get started?

Just answer a few questions

First Time Homebuyers

Did you know that purchasing a home could cost less than renting?

Supreme Lending

First Time Homebuyers

Did you know that purchasing a home could cost less than renting?

Get StartedCall Now

Why Supreme?

Welcome to our site and thank you for considering our branch to help facilitate your mortgage financing needs! We are your local branch of Supreme Lending. We believe that buying a home is a milestone event in your life and should be filled with excitement and pride. You have worked incredibly hard to be in a position to buy a home and we thrive on the satisfaction of watching that hard work transform into a new home for you and your family. Our #1 priority has always been, and will always be, to provide you with the highest level of service so that you can enjoy a smooth mortgage process. Although attaining a mortgage can sometimes come across as a daunting process, our local originators and support staff have consistently proven that we can make this an effortless process.   With hundreds of home purchases closed throughout PA and NJ our team has seen it all and knows how to educate and prepare you for a smooth transaction

Let’s Get Started

  • This field is for validation purposes and should be left unchanged.

By submitting this form I am agreeing to be contacted by a representative of Supreme Lending.

Why Supreme?

Welcome to our site and thank you for considering our branch to help facilitate your mortgage financing needs! We are your local branch of Supreme Lending. We believe that buying a home is a milestone event in your life and should be filled with excitement and pride. You have worked incredibly hard to be in a position to buy a home and we thrive on the satisfaction of watching that hard work transform into a new home for you and your family. Our #1 priority has always been, and will always be, to provide you with the highest level of service so that you can enjoy a smooth mortgage process. Although attaining a mortgage can sometimes come across as a daunting process, our local originators and support staff have consistently proven that we can make this an effortless process.   With hundreds of home purchases closed throughout PA and NJ our team has seen it all and knows how to educate and prepare you for a smooth transaction

Owning vs Renting

Many people believe that they cannot afford to buy a home, not realizing that homeownership is within their reach.

The Loan Process

Understanding the loan process can help you be prepared to take that step towards homeownership.

Loan Programs

When looking to purchase a home for the first time, it is important to understand which loans are best for you.

Zero Down Payment Programs

USDA RURAL

The USDA Rural Housing Service has various programs available to aid low- to moderate-income rural residents to purchase, construct, repair, or relocate a dwelling and related facilities. USDA Rural Housing loan programs allow qualified homebuyers to get loans with minimal closing costs and no down payment.

Advantages:

  • No down payment requirement
  • Property must be located in an eligible rural area
  • Closing costs can be added to the loan amount (if the property appraises high enough to include it at up to 100% of the appraised value)
  • Loan government guarantee fee up front and annual
  • Low interest rates
  • Applicants with a wide range of credit profiles may qualify
  • Income eligible applicants who do not qualify for conventional financing may qualify
  • Families & individuals that have minimal funds for a down payment and closing costs includes first time homebuyers and repeat homebuyers
  • Seller concessions – 6% max
  • No cash reserve requirement
  • No Non-Allowable costs
  • No First Time Homebuyer Requirement
  • 30 Year Loan @ competitive fixed rate
  • No limit on gift funds

Features:

  • Property must be in very good condition and have a high insulation R-factor
  • You cannot make over 115% of the median county income to qualify
  • Must be able to verify income limits
VA

A VA loan is a mortgage loan guaranteed by the Veterans Administration. It was created in 1944 and signed into law by President Franklin D. Roosevelt. A VA loan provides veterans and/or their surviving spouses who have not remarried, with a federally guaranteed home with zero down payment. The program, also referred to as the GI Bill, has been highly successful and has helped millions of American veterans and their families acquire a home.

Advantages:

  • No down payment
  • VA does not require private MIP
  • Limit on the amount of origination fees and closing costs that the lender can charge
  • Limit also placed on appraisal fees

Features:

  • Borrower with eligibility remaining must have a Certificate of Eligibility from the VA
  • Borrowers are required to make a one-time funding fee based on loan amount and applicant’s service length.
  • Closing costs can be paid by the lender and the seller.
Supreme 100

The Supreme 100 No MI with Community Second is a 0% down payment conventional loan with 1% in closing cost assistance! And No Mortgage Insurance!

  • 97% 1st lien with 4% down payment assistance 2nd lien
  • Minimum Credit Score 660
  • Purchase, 1-unit primary residence
  • Loan amounts up to $484,350 ($726,525 in high balance areas)

FHA 100% Financing

Your dream home could be yours for no money down!

• 100% FHA Combo financing with Down Payment Assistance
• Minimum score of 620
• Follow FHA loan limits for max financing
• Up to 6% Seller Assist
• Automated approvals as well as Manual Underwriting allowed
• Non occupying co-signers Allowed
• Purchase Only
• 1-2 unit property allowed
• Homebuyer Education required for borrowers with 620-639 Scores

Low Down Payment Loans

FHA | 3.5% Down Payment

The Federal Housing Administration was created in 1934 in an effort to bolster homes sales during the Depression. By financially guaranteeing loans, the FHA lifts much of the risk of non-payment and foreclosure from private lenders. It is important to remember that the FHA is not a lender; they just guarantee your loan.

  • Lower Credit scores permitted (as low as 580)
  • Down Payment can be a gift from a family member
  • Minimum 2 years from Bankruptcy
  • Minimum 3 years from Foreclosure
  • Max 6% Seller Assist
  • Down Payment assistance available through CHENOA Fund
Conventional | 3% Down Payment

Conventional loans are actually any type of creditor agreement that are not guaranteed by the Veterans Administration (VA), or insured by the Federal Housing Administration (FHA). In general, all conventional loans are eligible for sale to the government sponsored entities such as Fannie Mae (FNMA) and Freddie Mac (FHLMC) or to private secondary market investors. There are two different types of Conventional loans; Conforming and Non-Conforming loans. Conforming loans have to meet the guidelines set by Fannie Mae and Freddie Mac. Any loan which does not meet guidelines is a non-conforming loan.

  • Minimum credit score of 620
  • Down payment can be a gift from a family member
  • Max 3% seller assist

The Supreme Advantage of Owning vs Renting

Many people believe they cannot afford to buy a home not realizing that homeownership is within their reach. In fact, your monthly mortgage payment could be less than your monthly rent!  Supreme Lending is dedicated to finding a home loan that is best for you.  Ask us about our Down Payment Assistance and First Time Homebuyer programs and stop renting today!

If your Monthly Rent is
You could afford a home priced at
And pay this monthly*
$1,250 $150,000 $1,227
$1,600 $185,000 $1,512
$1,900 $225,000 $1,837
$2,250 $265,000 $2,167
$2,500 $280,000 $2,291
$2,750 $325,000 $2,655
$3,000 $350,000 $2,862
$3,250 $375,000 $3,064

*Monthly payments are provided for educational purposes only, and will vary as every loan is unique. Payments are based on a 30 year FHA loan, 4.875% interest rate (5.811% to 5.881% APR) with 3.5% down payment, 2.4% tax rate, $3.50 per $1,000 property insurance premium, and include required mortgage insurance. Information as of 8/15/18.

Rent vs Own:

  • Interest Payments may be Tax Deductible*
  • Potential to Build Equity through your Own Mortgage Payment
  • May be Able to Capitalize on Prospective Market Value Increases
  • Invest in your Own Financial Future not the Landlord’s

Program Highlights:

  • First Time Homebuyer Programs Available
  • Rates are Still Low
  • Low or No Down Payment Options Available
  • Minimum Credit Score FHA 580

*Contact a tax professional to verify eligibility. This is not a guarantee of a tax credit.

By The Numbers

What We’ve Done For Our Clients

%

Close/Fund On TIme

%

Customer Satisfaction

Data is based on company-wide performance as of 03-31-2018.

Days Clear to Close

Data is based on company-wide performance as of 03-31-2018.

What To Expect

The Loan Process

Are You Ready To Get Started?

Answer a few of the questions below and we’ll be in touch soon

  • This field is for validation purposes and should be left unchanged.

By submitting this form I am agreeing to be contacted by a representative of Supreme Lending.

What To Expect

The Loan Process

Are You Ready To Get Started?

Answer a few of the questions below and we’ll be in touch soon

  • This field is for validation purposes and should be left unchanged.

By submitting this form I am agreeing to be contacted by a representative of Supreme Lending.

Vestibulum nec odios Suspe ndisse cursus mal suada faci lisis. Lorem ipsum dolor sit ametion consectetur elit. Vestibulum nec Lorem ipsum dolor sit ametion conse.

We are experienced

We Have Over 15 Years of Experience in The Industry

Vestibulum nec odios Suspe ndisse cursus mal suada faci lisis. Lorem ipsum dolor sit ametion consectetur elit. Vestibulum nec odios Suspe ndisse cursus mal suada faci lisis. Lorem ipsum dolor sit ametion consectetur elit. Vestibulum nec odios Suspe ndisse cursus mal suVestibulum nec odios Suspe ndisse cursus mal suada faci lisis. Lorem ipsum dolor sit ametion consectetur elit.

About us

Providing the Highest Quality Carpentry Services In the Area

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Maecenas faucibus mollis interdum. Vestibulum id ligula porta felis euismod semper. Fusce dapibus tellus ac cursus commodo, tortor mauris condimentum nibhLorem ipsum dolor sit amet, consectetur adipiscing elit. Maecenas faucibus mollis interdum.

Vestibulum id ligula porta felis euismod semper. Fusce dapibus tellus ac cursus commodo, tortor mauris condimentum nibhLorem ipsum dolor sit amet, consectetur adipiscing elit. Maecenas faucibus mollis interdum. Vestibulum id ligula porta felis.

High Quality, Ethically Sourced Materials

Your Satisfaction is Guaranteed

Honest Prices

Have A Question?

Use the form below anytime, or give us a call during our open hours.

Call Us

215.534.6626

By submitting this form I am agreeing to be contacted by a representative of Supreme Lending.

Office Location

600 E Main Street, Suite 1
Landsdale, PA 19446

Open Hours

M-F: 8am – 6pm, S-S by appointment

Office Location

600 E Main Street, Suite 1
Landsdale, PA 19446

Open Hours

M-F: 8am – 6pm, S-S by appointment

By submitting this form I am agreeing to be contacted by a representative of Supreme Lending.